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AUDIO TESTIMONIALS Here are some unbiased real-life audio testimonials from some of my current users of my Sink or Swim Loan Closing System. Just click to open in your media player. They are in .wav format and are very interesting. Please Note: If you are using dial-up service, you may want to right-click on your mouse and download the files to your computer first before playing them, to make them play easier. If you have high-speed Internet access such as Broadband/Cable/DSL, simply click to play. Please listen to all the audio clips below to get a sense of exactly what my system can do for you! They are extremely powerful...
>>>>>>>> Click here to see a printout from a recent commissions report with my biggest month ever! <<<<<<<<
Or, if you prefer, click here to order through regular postal mail...
Or, if you prefer, click here to order through regular postal mail... >
(This first written testimonial is a long one, please read the whole thing to get a true sense of the power of my system. Following this, are many other emails I have received from users of my system. Be sure to read beyond this first success story to get to all the customer success stories. You won't regret it! These are all real people with REAL RESULTS!) "Hi Rob, thanks very much for giving me the opportunity to try out your Sink or Swim Loan Closing System! I have GREAT NEWS to report!
Or, if you prefer, click here to order through regular postal mail...
"Rob, I am
extremely new to the business of home loans and I purchased your system
last week. Just wanted to let you know that I sat down and used
your sheets last night while I was cold calling off of a list that had
to be 9 months old and I actually took 4 applications in a 3 hour
window. It was sooooooooo easy. Your system has put me a few steps ahead of other people in the office." "Thank you very much for
your prompt response to my request. Finally, I've found a company
that really cares about its customers. I'm looking forward to
sharing your program and excellent customer service with everybody at my
office and to make a lot of money using your program, it looks
excellent. Again, thanks for your positive response."
"Dear Robert, Just a quick sidebar to let
you know, I have been receiving your email newsletter for the past year.
Your emails started coming and I kept them, and kept them, and kept
every one of them. I even took a few minutes to go back to your
website several times and re-read the tips pages. Ever since I
first saw your system, I knew it was going to be one of the first
purchases I made after I found a new loan office to work in. Well,
my new home is at Washington Mutual in San Jose. I am only a Sales
Associate but am working my way up to a Loan Consultant and I know with
the right approach going out of the gate, I will have a head start in
the market over some of the seasoned sales people and loan officers.
I'm excited to get started and see how well I do, right from the go.
Thanks and many smiles and laughter."
"Thank you...this is a great product!" "I have been doing this for four years and I have never seen
forms like yours, great job. This will make me very
efficient." "Good morning Rob, I replied to
your questions last week and I hope there were some keepers in my
responses. I thinks it is great that you have such an unselfish,
team spirited attitude. I feel that we should all try to work
together and share knowledge and experiences. In the mortgage industry
as in life, we stand on the shoulders of giants (such as
yourself). I am a relative newcomer to this industry and am very
excited about the potential income as well as the good feeling I get
when I have genuinely helped someone. I feel sincere about my
programs and I will not pursue a program with a client unless there is a
true value in it for them. I have told customers to wait or to
stick with there present program at times when I have nothing better to
offer them. They appreciate my sincere caring and feel very good
about referring people to me. Honesty is key and protecting the
customer's best interests are a priority to me. The success is
eminent if they don't feel that I am desperate or just going in for the
kill. Thank you for all that you do for this industry, we are
fortunate to have you!" "Rob, thanks for
your prompt assistance. That alone made me a believer that your
system will in fact work for me. I am brand new to the industry
and I bought your system in anticipation of doing an efficient job from
the start. Thanks..." "I want to let you know
that I've been using the Sink or Swim System for quite some time now and
because of the program my book of business has increased considerably."
"Allows me to have an experience
streamlined system to do more loans. Also, has been a big help in
training new L.O.'s" "I purchased your Sink or Swim System and it has been very helpful for me. I have only been a L.O. for 3 weeks and my training was weak, so I found your site and chose to learn as much as I could on my own. I tweaked your forms a bit, and am very happy. Your worksheets KICK ASS and have totally, totally gotten me deals. Even with the scariest new scenarios, I was able to stay focused on the important questions, was aware of most red flags and ultimately I got deals locked in. Thanks for your system, it was absolutely worth the money, and it has been an interesting ride so far. I just wish legal sized paper was bigger!"
Mark Giordani (new loan officer)
Wareham, Massachusetts
"Wow, this program that you have sent is
GREAT!!! I am new in the mortgage field and have had a limited
amount of training. After going over all your information, I am
more confident than ever. Speaking with other agents and watching
the process they go through has helped me to see that the advantage that
I have by using your system. It's incomparable, because it helps
you get the correct start on the loan closing process. I will be
putting your full system to test, next week and will keep you updated." "This system came
along at just the right time for me. I just got into the loan
business after being in the real estate industry for many years and
decided to also do the loan portion of my sales, as well as for other
agents in the office as well. If I had not had this system, I
would have had great difficulty dealing with such complex loan and
borrower's situations. My clients think that I have been doing
this for a while, because I ask all the right questions and have all the
right answers. After this, I can then comfortably show them
properties knowing already that they are approved for the loan.
Thanks for going through all the hard work to get this system available
for us beginners." "I am new to the
business, I was looking online for any resource that can help me propel
my business as quickly as possible. From what I found from reading
the other "programs " that are available, they did NOT have a system
just general ideas. I purchased your system over the weekend, and
I am already using it. I look forward, soon, to following up this
email with a success story of my own."
Or, if you prefer, click here to order through regular postal mail...
"The system is
great. I have been trying to put my own together for 2 years and I
am sure that it has cost me hundreds of dollars in time and
thousands of dollars in lost loans. Thanks so much for
offering this product. Sometimes closing loans seems like
straightening out a bowl of spaghetti. This is going to help me a
great deal." "Without question,
your system has been the best money ever spent on a training
program. For a 'newbie' like me and just starting out it has
proven indispensable." "Thanks so
much for taking the time to call me back this evening. Am so glad
to finally get the Sink or Swim material, got it printed out and looked
over much of it while waiting for other pages to print. It definitely
looks like it will be a help to me! Thanks so much I really
appreciate it and will give you feedback after I have been able to put
the forms into use."
"Rob, I'm so glad I found your system.
I'm just starting out in the mortgage loan business and was concerned
about what I would need to know. With the forms you provide and
your excellent guidance, I feel very confident now and I know this is
going to give me a huge advantage to get fully up and running.
Thank you so very much!" "As
far as my goals are concerned, I will always strive to continue growing
in my chosen industry, educating myself, being involved in the various
NAMB and local state mortgage associations, continuing education
opportunities, and other professional designations in order to reflect
the professionalism the industry has been losing due to the large influx
of loan officers whose only care is their next commission paycheck
without regard for the impact the mortgage transaction has on their
customer in the long run. Continuing to use proven systems to
simplify the mortgage loan and processing flow to ensure accuracy and
timeliness are always going to be a must, such as using your Sink or
Swim System to its fullest, offering the true value that we need to
offer to our clients today and into the future." "We were
searching for a way to get more organized, your system really helped at
a very reasonable cost..." "Rob,
thanks again for your system...I think the key for me is streamlining
the loan process. We process our own loans at this time and your
system has really helped us focus more on what we should be doing,
getting new business. It has only been about a month and I am
already seeing more loans because of it. Thanks again and I'll
keep you updated." "The
Sink or Swim System is awesome!! All of my documents and contacts
with customers are so much quicker, more effective, and more
professional looking. The more I use it, the more I know why the
Sink or Swim system has the name it has. Thank you Robert, I
appreciate your program giving me more loans and an extra couple
thousand dollars a month." "Hi
Rob, I am a new LO and I purchased your system last week. It has
been such an incredible help with organizing my files and anticipating
any complications beforehand. Thank you so much for your wonderful
system!" "I
just wanted to let you know that I downloaded your forms about an hour
ago. I am totally convinced these forms will help me go to the
next level in my mortgage practice. I have never seen anything as
thorough than the package you have put together. Keep up the good
work, and please try not to sell them to my competitors in my
town. Lol!!!"
Or, if you prefer, click here to order through regular postal mail...
"I
am blown away by the value of this product. I am using your system
and recommending it to every loan officer I meet." "Dear
Rob, As the Director of Marketing for a mortgage broker, it is my
responsibility to handle all of the marketing functions.
Additionally, I am responsible for hiring all new loan officers, which
for us involves the states of Florida, Kentucky, New York, New Jersey,
and Connecticut. Once the new LO's are hired, I assist in the
training with the President of the company. The goal being that
eventually I will conduct the training as well. On top of all of
that, I recently took over the duties of Sales Manager. So, as you
can imagine, I have a lot on my plate at the moment. That is
probably the understatement of the new year! The point is I will
be introducing your Sink or Swim System into our company structure
slowly to ensure cohesion. At this point, we have started using
the Appraisal Order Form and next week we will use the Title Order
Form. I will tell you that I am very impressed with your forms you
have created. They are clean, and to the point. In our
business, we do not have time to waste, which is why your forms are so
impressive! As I continue to incorporate your system into ours, I
will forward my comments along. I'll be in touch!" "Hi
Rob, I am a new loan officer and my company hasn't offered much in
training so I hope this will help me out. I really want to do well
and learn every aspect of the industry and I appreciate all the work you
put into your system. I really look forward to it helping me and
maybe inspire my company to open their doors to some more aspects of the
industry. I'll keep you posted. Any advice or words of
wisdom would be appreciated. Just reading your website and the
tips in your newsletter on how to gain more clients has been
helpful. Thanks for your help and warm wishes..."
"I am so impressed with your system! Having been a real estate
agent and now going into loan originating, I know the importance of a
sales and marketing system (and knowing what goes where). I'm just
getting started and I already can tell that your system is tops and I'm
looking forward to my success using your product." "Unbelievable!
If there ever was a way to focus on actual borrowers and triple your
productivity, this is it! Rob, your system has helped turn a loan
officer rookie turn into a rising All-Star! Thank you! Thank
you! Thank you!" "Greetings
from Charleston, SC! I found your site while researching the
mortgage industry via the web and I was amazed at the number of loan
officer training programs being 'hawked'. The number of folks
promoting mortgage lead generation systems, all of which are sooooo
overdone with HYPE and overkill, not to mention outrageous prices.
I came across your website and gained a sense that you are real and that
your loan closing system is equally real." "Thank you, I
received your 7-page fax with the free refi pre-qual worksheet. It
covers all of the information that an originator needs to determine if
the application process should begin. I think it was very well
thought out and could prove to be an effective tool. Are all of
your sheets this comprehensive?" "I have told many
people about your product. Trust me, your product is something
special and when I put my word to something, that is worth money to my
business partners." "The Sink or Swim
Loan System is a valuable tool for any professional in the real estate
or mortgage business. I was very impressed with the information that
was provided." "I have left very
positive feedback for you on Ebay. Thanks for doing the
same. I really appreciate you calling me back and helping me with
the program. It was a pleasure doing business with you.
Again, thanks a million!"
Or, if you prefer, click here to order through regular postal mail...
"I just downloaded the information. WOW! This is
very comprehensive and more than I bargained for. The information
is detailed and thanks for the ability to "own" the forms by
making them editable. No stone has been left unturned.
Looking forward to receiving my first newsletter, that will probably be
high quality too!" "I
am very impressed with all the information I have received. I have
a feeling if I put faith into myself and follow your program I will
succeed." "Hi
Rob. I've been working with your loan closing system and am very
happy with the results. It really helped me to simplify and
organize my office a bit, and that was really what I needed."
"I
ordered your sink or swim system and printed it out last night to use
today at my job. Let me tell you that I was amazed how
straightforward and easy to follow they were. I was able to use
the prequal forms for both a purchase and a refinance and wrote my first
loan today!!! An FHA purchase in NY! I'm going to finish
getting the refinance in tomorrow (hopefully). I'm convinced after
using your product for less than 24 hours that this will help me in my
career as a loan officer. I've been in the business only eight
months and this is definitely going to help me reach my goals.
Thank you very much. Again, please subscribe me to your
newsletter." "Hi,
what a great package, found a lender that will do a tough loan and sent
a GFE for a $3,500 broker fee and it came back signed! Can't wait
to put the rest of your program to use! Thank you!!!" "I
am new to the mortgage business, in fact I just sold my insurance
business no nothing about mortgage brokering and am taking a giant leap
of faith into the mortgage brokering industry. I hope it will help
me get a big jump start to earning a livable income stream. If
there is any other valuable information you could share which would
support my success, it would be appreciated. Look forward to
studying your material more fully and following back with my
success." "Rob,
Thank you for your quick response in receiving your product. With
your forms, I've instantly put in place an organizational system that
would have taken me months to put together on my own. This alone
has saved me a lot of time and money. It is sooooo important to
get all of the information right the first time, and your program does
just that. I am new to the business and your system makes me look
better in my customer's eyes. Thanks again!" "Hey Rob, my
branch manager gave me your Sink or Swim cd. It helped immensely
and the free lead worked out great. Thanks a lot, Ill be sure
to pass it on to a friend." "We
bought the loan closing system from you last week. It's very
good." "I
want to thank you for the Sink or Swim System. I am a
newbie to the mortgage industry and I found that using your system
allowed me to feel much more professional when I would take a loan
application. The worksheets flow and have all the information to
get going, I know they have saved me time. Before, I might have
forgotten to ask the questions or collect needed documents. Not
anymore! To people wondering if they would benefit from this, I
would tell them to go get it! You have done all the work to make
their jobs easier. Thanks again for the update."
"Hi Rob! Received your attachments and they look good, you
certainly have put a lot of thought into them. I am sure I will
get good use of them. And yes, I agree...this is a wonderful
business to be in!" "Your system has
saved me so much time that I now have time to spend with my
family."
Or, if you prefer, click here to order through regular postal mail...
"This
system is great...I just received my license and I spent many hours at
Barnes & Noble book store looking for books on being a loan
officer. These worksheets were better than any book
published. Mr. Lawrence, you obviously put valuable time and effort into
this. I did my first pre-qual last week and the sheets made it
easy for me to get all the information needed...as stated, my client
chose me because they thought I asked more questions and seemed more
concerned about their refinance. All I did was follow the info on
the worksheets. Man...you
got me wanting to do work on Sundays! Awesome product!!!" "...especially
helpful in teaching inexperienced staff. Great detail! You've broken down all
the individual steps I need my staff to do. We've deleted steps
not appropriate to our market, like those involving attorneys.
It's nice not to hear 'uh-oh' at the pipeline status meetings
anymore!" "I've
been able to zero in on the specific needs of my clients." "I'm
new to mortgages, but have an extensive financial background. With
your help, I've overcome my learning curve and your system summarizes in
one place, everything to complete a file for processing." "I've
been on vacation so I'm just catching up on email. Just wanted to
let you know your sheets have been great and have organized my thought
process. Since I am relatively
new (6 months), it has focused my activity on the questions/answers that
I need to get in order to be productive. Great job and thank you." "This
system is wonderful to train people new to the mortgage industry. I have several people that have had no experience
and this has really allowed me to train them quicker than I had
imagined. This was essential as the majority of the employees have
never worked in the mortgage industry before." "Put
your forms to good use today and I love them. I
am new in the business and there have been some hiccups with processing
staff and such. My initial reaction was that they were exactly what I
was looking for: in depth, thorough and leaves nothing to chance...would
have taken me months, if not years to put together that much experience
in one concise form. Great job! I am very glad I purchased
them." "Oh,
your system is beautiful! It helps streamline things between me
and the processor and makes closing loans easier." "Rob,
thanks for the great info. It has been a big help to a "newbie"
like me!!!" "Just
got your forms and am very pleased. A well though-out set of
documents that cover the wide range of loan products we use. We moved a couple of tasks
from loan officer to processor and your system was
very complete. Every time I have made changes in the
past they are most often the result of some painful learning
experience. Benefiting from someone else's experience is
better." "Thank
you for your time and answering my questions, you are really an
asset" "Mr.
Lawrence, we are setting up your sheets as the central
"backbone" of our processing system. They have saved us
time and money by focusing on 'everything' that MUST be done and we are
asking all the questions on the worksheets to clients and it has helped
us close more loans. I'll
let you know if I think of anything else you can add to it."
Or, if you prefer, click here to order through regular postal mail...
"Rob, your latest newsletter was just
what I needed in figuring out what direction to take for this year and
next. Thank you, of course I will be keeping your systems and look
forward to what comes next." "...helped
us to be more efficient and has increased communication between the
L.O.'s and processors. It has been extremely helpful to the new
loan officers we have...I tell them to use it, it will help make you
more money." "Rob,
thank you for your attachments. I think it will tremendously help
me to work on my loans. Do you have any other proven
systems in loan processing to share with me? Please let me
know." "I've
customized your forms and added some fields to allow me to make sure
extra items are done where it relates to computer usage. Thanks for
putting what I had in my head on paper, my processor and I now think on
the same wavelength. No thanks about your reseller program, I don't
want to help my competitors with their business!" "I've
found them to be really helpful when talking to a client on the phone,
tons of info I need without fumbling around with questions I might have
forgotten to ask. I've only been using them for a short time, but
it has indeed proved to be well worth the money. Just the savings
in time to make this list is immense and I would never have been as
precise as your questions here." "Rob,
I've just ordered your program, and it seems to be very
informative. I know it will help out a lot and thanks!!!" "Hello,
I'm brand new to the mortgage business and sure could use all the help I
can get. Thanks a million dollars...I hope!" "Hey
Rob, enjoyed the worksheets, you can really tell that you put a lot of
hard work and thought into them. Great work and just the best of
luck. Thank you very much." "...has
allowed me to put things in perspective and get organized with all the
really critical issues. It helps me avoid having to call the
prospect back for missed information. I am new to the business, so
haven't modified it yet, but will once I get more experience in using
it. Would recommend it to anyone, especially new loan
officers. So far, so good!" "I
used your purchase pre-qual sheet and it was great, It allows me to
reference all the info I need with one sheet instead of going back
through Calyx Point. Thanks!" "By
probing deeper and gathering more data, I've been able to more quickly
pre-qualify my borrowers. This has helped me avoid loans I
wouldn't even have a chance of closing, which in turns saves valuable
time. Without asking all the right questions, to some customers, I
wouldn't even be able to offer a loan at all. Your system has
helped me to be more "creative" by uncovering info to make the
deal fly and instead of the loan being rejected, we both
benefited. The borrower got their loan and I got a generous
commission." "Fast
and easy to read for loan officers and clients. I am just
beginning my career as a loan officer and these sheets look great."
Or, if you prefer, click here to order through regular postal mail...
"Hi
Rob, I'm still learning the ropes, but these have been a great tool to
make sure I get all of the proper information upfront and gaining a
sense of order to the loan process. I am new to the business and
have found these forms very helpful. Everything is right there and
they have been an absolute life saver for me! I live in Florida,
but my Mentor and processor live in New York and has limited time and
ability to guide me and these forms have been extremely valuable." "Great
as a teaching tool to bring our new folks up to speed, and to increase
production in our regulars." "...almost
anything one can come across, you've already thought of! There is
little chance of overlooking something and wasting time is now a thing
of the past. I can focus on customers I can close. I have yet to modify
the system, however once I am licensed in CA, I will be able to provide
more details on that. Thanks for the follow-up." "Dear
Rob, I would like to sincerely thank you for your excellent loan closing
system. It really does keep everything organized. and we don't
skip a beat cause you take the guesswork out of processing and closing a
loan. Thanks again for an excellent program." "I
really have appreciated and enjoyed your input. Keep up the good
work!" "Rob,
the system has been very useful. I plan on taking some of the info
and making a condensed version because there are too many good things in
it! Will definitely help to keep me organized and leave nothing to
the last minute. Can't think of anything else you could add to it,
it's got it all!" "I'm
a LO in Charleston, SC and I'm always looking to 'make the wheel
rounder' rather than reinvent it on each deal. This will add a
greater level of organization and consistency to each deal and thus make
for a more efficient office. You will certainly get word of mouth
advertisement amongst my peers and I will definitely leave positive
feedback for you on eBay within a few days. Thanks for the
cooperation and I'll be back in touch soon." "Robert,
I thank you very much for the information and wish you prosperity in the
business there where you live." "I
just started with Bridge Capital and before that I was a company that
did strictly A paper refi's. Your worksheets have helped me with
more complex situations." "Being
a more experienced loan officer, many new LO's come to me for input, and
suggestions. Your system has helped find the right loan product,
but also price it right when helping one of these new LO's." "I
am much more efficient now." Or, if you prefer, click here to order through regular postal mail... > |
|
Click here to see a printout from a recent commissions report with my biggest month ever! Download the entire system now and start earning more money immediately. Click here...
Or, if you prefer, click here to order through regular postal mail...
Office Hours:
Monday to Friday, 9:00 AM to 6:00 PM
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